Minimizing loss in a burglary

Based on Vanguard.

To minimize losses, do the following:

• Document your valuables, such as jewelry.
  Because jewelry can be so easily lost or stolen, a standard homeowners policy has limited coverage for jewelry—typically $1,000 to $1,500, according to the Insurance Information Institute.  
• Documented your newer pieces.
  For supplementary insurance to be in force, jewelry must be both appraised and reported to the insurance agent, according to the Insurance Information Institute. So if you received a valuable piece of jewelry this Christmas, keep the sales receipt or appraisal provided by the jeweler and contact your insurance agent to add it to the list of insured items on your policy.
• Divide up your valuables.
  Don't keep everything in one place, such as a jewelry box. That makes things easy for a thief to close the lid and steal everything in just seconds. 
• Keep costume jewelry in the jewelry box, and hide more valuable pieces somewhere else.
  Keep your most valuable pieces in a bank safety deposit box, and take them out only when you want to wear them for special occasions.
• Keep family keepsakes out of the jewelry box.
  The keepsakes winds up in the burglar's haul because they were kept in the jewelry box. They likely would have been left behind had they been kept in a sock drawer or old shoebox.

What to do in a burglary

From the San Jose Police Department.


If you come home to find an unexplained open/broken window or door:

• Do not enter - the perpetrator may still be inside.
• Use a neighbor's phone to call police.
• Do not touch anything or clean up until the police have inspected for evidence.
• Write down the license plate numbers of any suspicious vehicles.
• Note the descriptions of any suspicious persons.

Preventing car burglaries

From the San Jose Police Department.

Tips on how to avoid car break-ins

•  Do not leave valuables in plain view: GPS devices, lap tops, PDA’s, cell phones, MP3’s, wallets, purses
•  Do not leave windows or sunroof open.
•  Do not leave doors unlocked.
•  Do not leave keys in the vehicle.
•  Do not leave the garage door opener in plain view.
•  Do not leave out items with personal information.
• Do not move valuable items to the trunk while in public view.
• Slow down and use common sense before you leave your car.

Preventing home burglaries

From: The San Jose Police Department.

The Burglary Basics

• The MOST important thing YOU can do is CALL THE POLICE to report a CRIME or any SUSPICIOUS activity. You have to be the eyes of your neighborhood. And remember you can always remain a pair of anonymous eyes!
• Light up your residence, lock your doors at all times, and call the Police when you see something suspicious.

Home

• Make your home look occupied, and make it difficult to break in.
• Lock all outside doors and windows before you leave the house or go to bed. Even if it is for a short time, lock your doors.
• Leave lights on when you go out. If you are going to be away for a length of time, connect some lamps to automatic timers to turn them on in the evening and off during the day.
• Keep your garage door closed and locked.
• Don't allow daily deliveries of mail, newspapers or flyers build up while you are away. Arrange with the Post Office to hold your mail, or arrange for a friend or neighbor to take them regularly.
• Arrange for your lawn to be mowed if you are going away for an extended time.
• Check your locks on doors and windows and replace them with secure devices as necessary.
• Pushbutton locks on doorknobs are easy for burglars to open. Install deadbolt locks on all your outside doors.
• Sliding glass doors are vulnerable. Special locks are available for better security.
• Other windows may need better locks. Check with a locksmith or hardware store for alternatives.

Don't Tempt a Thief

• Lawn mowers, barbecues and bicycles are best stored out of sight
• Always lock your garden sheds and garages.
• Use curtains on garage and basement windows.
• Never leave notes on your door such as “Gone shopping.”

Locks…Get the Best

• No lock, regardless of its quality, can be truly effective. Key-in dead bolt locks provide minimum security. Ask a locksmith for advice on your situation.
• Change locks immediately if your keys are lost or stolen.
• When moving into a new home, have all locks changed.

Targeting the Outside

• Have adequate exterior lighting. A motion-sensitive light is recommended for backyards.
• Trim trees and shrubs so that they cannot be used as hiding places for intruders.
• Make sure your door hinges are on the inside.

Windows

• Most windows can be pinned for security.
• Drill a 3/16" hole on a slight downward slant through the inside window frame and halfway into the outside frame - place a nail in the hole to secure the window.

Alarms

• An alarm system is excellent for home security. It provides peace of mind to homeowners, especially while on vacation. There is a wide variety of alarm systems on the market.
• Make several inquiries to different companies for the best security system available to you.
• If you have a home alarm system, use it! Activate your alarm system — Alarm systems are only useful when you remember to activate them.
• Many individuals have alarm systems but do not arm them because it is inconvenient. Many burglars know this and will not be deterred by a window sticker or sign indicating that the home has an alarm system.

Other precautions you should take

• Never leave keys under doormats, flowerpots, mailboxes or other “secret” hiding places -- burglars know where to look for hidden keys.
• Keep a detailed inventory of your valuable possessions, including a description of the items, date of purchase and original value, and serial numbers, and keep a copy in a safe place away from home — this is a good precaution in case of fires or other disasters. Make a photographic or video record of valuable objects, heirlooms and antiques. Your insurance company can provide assistance in making and keeping your inventory.
• Trim your shrubbery around your home to reduce cover for burglars.
• Be a good neighbor. If you notice anything suspicious in your neighborhood, call 9-1-1 immediately.
• Mark your valuables with your driver's license number with an engraver you can borrow from your precinct. Marked items are harder for a burglar to dispose of and easier for police to recover.
• Form a Neighborhood Watch Group. We can help you work with your neighbors to improve security and reduce risk of burglary.
• Consider installing a burglar alarm system.