Minimizing loss in a burglary

Based on Vanguard.

To minimize losses, do the following:

• Document your valuables, such as jewelry.
  Because jewelry can be so easily lost or stolen, a standard homeowners policy has limited coverage for jewelry—typically $1,000 to $1,500, according to the Insurance Information Institute.  
• Documented your newer pieces.
  For supplementary insurance to be in force, jewelry must be both appraised and reported to the insurance agent, according to the Insurance Information Institute. So if you received a valuable piece of jewelry this Christmas, keep the sales receipt or appraisal provided by the jeweler and contact your insurance agent to add it to the list of insured items on your policy.
• Divide up your valuables.
  Don't keep everything in one place, such as a jewelry box. That makes things easy for a thief to close the lid and steal everything in just seconds. 
• Keep costume jewelry in the jewelry box, and hide more valuable pieces somewhere else.
  Keep your most valuable pieces in a bank safety deposit box, and take them out only when you want to wear them for special occasions.
• Keep family keepsakes out of the jewelry box.
  The keepsakes winds up in the burglar's haul because they were kept in the jewelry box. They likely would have been left behind had they been kept in a sock drawer or old shoebox.